Retirement Withdrawal Strategies

Hanson McClain's Money Matters Weekend Update

View in browser here. (888) 2-HANSON EMAIL NEWSLETTER | December 26, 2015 To Roth or Not to Roth: Tax Diversification It's probably best to have a diversified approach to your tax planning for retirement in the same manner you would have a diversified approach to your investments. Q: I am 41 years old, and my wife and I are both public school teachers. We've been contributing to our 403(b) accounts in order to supplement our pensions, and we've each accumulated about $100,000. Because we are in a position to save more, we're wondering if we should increase our contributions to our 403(b)s, save in Roth 403(b)s, or save in Roth IRAs. What is your opinion? Orchestrating Your Retirement Accounts An orchestra is a merely a collection of instruments, each of which brings a unique sound. It is only when a conductor leads them that they create the beautiful music imagined by the composer. The same can be said about your retirement strategy. Tune into Hanson McClain's Money Matters Radio Show every weekend. Hanson McClain Advisors | (888) 2-HANSON | www.moneymatters.com Corporate Office | 8775 Folsom Blvd.Suite 100 | Sacramento, CA 95826 Hanson McClain offers advisory services in all 50 states. Hanson McClain Advisors is an investment advisor registered with the Securities and Exchange Commission. Update your email preferences to choose the types of emails you receive. Unsubscribe from all future emails *Scott Hanson (2011, 2012, 2013, 2014 & 2015) and Pat McClain (2012, 2013, 2014 & 2015). Barron's© magazine is a trademark of Dow Jones L.P. The ranking reflects the volume of assets overseen by the advisors and their teams, revenues generated for the firms and the quality of the advisors' practices.